Players do not each get an individual hand. If you have a total of 10, that would count as a zero.ĭuring any given hand, only two hands are in action-a player hand and a banker hand. For example, if you have a total of 12, that would count as a total of two. The 10s, jacks, queens, and kings all count as zero.Īny time a baccarat total is 10 or more, the first digit in the total gets dropped.
The cards have point values similar to blackjack-all the cards two through nine are face value. The banker bet and the player bet pay off at even money, although the banker bet requires you to pay a 5% commission on any winnings.īaccarat is a card game just like blackjack, but you have no decisions to make in baccarat. You start by placing a bet on one of the following options: That’s it! That’s all you need to know.īut you should understand what’s happening at the table, if for no other reason than the dealer might make a mistake or two. In fact, I can share the optimal strategy for playing baccarat, online or off, in a single short sentence: Always place the banker bet.